1. Information We Collect

• • Personal details such as name, age, address, contact information, and identity proofs.
• • Financial information including income proofs, bank statements, credit history, and tax records.
• • Business documents, property records, or collateral details (as applicable).
• • Usage information collected when you visit our website or digital platforms.

 

2. How We Use Your Information

• • To verify your identity and assess loan eligibility.
• • To process loan applications, disbursements, and repayments.
• • To comply with legal, regulatory, and auditing requirements.
• • To communicate updates, loan-related information, and promotional offers (with your consent).
• • To improve customer service, risk assessment, and fraud prevention.

 

3. Sharing of Information

• • With authorized third-party service providers such as credit bureaus, verification agencies, and payment processors.
• • With regulators, government authorities, or courts when required by law.
• • With business partners or affiliates strictly for loan servicing purposes.
• • We do not sell or trade your personal data to unrelated third parties.

 

4. Data Protection & Security

• • We implement appropriate technical and organizational measures to safeguard your information against unauthorized access, loss, or misuse.
• • Digital data is encrypted and access is restricted to authorized personnel only.
• • Physical documents are stored securely and disposed of responsibly when no longer required.

 

5. User Rights

• • You may request access to the personal information we hold about you.
• • You can update or correct inaccuracies in your personal or financial data.
• • You may withdraw consent for marketing communications at any time.
• • Certain legal and contractual obligations may limit these rights.

 

6. Retention of Data

• • Information will be retained only as long as necessary for the purpose it was collected, or as required by applicable laws.

 

7. Cookies & Online Tracking

• • Our website may use cookies to enhance your browsing experience and provide personalized services.
• • You can manage or disable cookies in your browser settings.

 

8. Changes to Policy

• • We may update this Privacy Policy from time to time. Updates will be posted on our website and take effect immediately.